Uncertainty as a Result of the COVID-19 Pandemic

Even in the best of times, the attorneys and staff at Etehad Law understand how difficult it can be to know what to do when you suffer an injury or accident. Now, with the added stress resulting from the uncertainty regarding the coronavirus outbreak, it has become more difficult.

Despite the challenges that all of us are currently facing, the attorneys and staff at Etehad Law are still available to help you. Even if we’re unable to meet in-person, you can still consult with us by e-mail, over the telephone, or video-conference. Please don’t let the current situation prevent you from taking action. If you have been injured, contact Etehad Law today.

Business Interruption Insurance Claims

Your business may have insurance coverage to help cover its losses due to the COVID-19 pandemic. If your business has a “business interruption” policy endorsement, that policy may provide coverage for losses that the business has suffered as a result of the coronavirus outbreak.

Some insurance policies only provide coverage for business interruption resulting from physical loss of or damage to the business property, however, other policies may provide coverage even if there is no physical loss or damage as typically defined. Some insurance policies may also exclude coverage for business interruption caused by virus, however, policies without virus exclusions may provide coverage for losses sustained as a result of pandemic-related closures and restrictions.

Such insurance policies may provide coverage for business losses resulting from government action or civil authority closure orders that prevent, prohibit, or impair access to the business premises.

Should you have concerns about whether your business’ insurance policy covers the business losses you have suffered as a result of the coronavirus outbreak, please contact our office. It is recommended to have an attorney review your business’ insurance policy to determine whether coverage exists. If coverage exists, an attorney may be able to assist your business in presenting its claim to the insurance company. In doing so, you can ensure that your business obtains all possible compensation that is due under the policy.

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